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1930年、静岡県旧清水市生まれ。54年、東京大学経済学部を卒業後、日本長期信用銀行に入行。56年に調査部に配属されてから一貫して調査畑を歩む。89年、専務取締役調査部長を務めた後、同行を退職。長銀総合研究所理事長を経て、98に竹内経済工房を設立。その間に、東京大学、学習院大学、武蔵大学、法政大学などの講師を兼任。ＮＨＫ「ビジネスネットワーク」「一億人の経済」「ビジネスサテライト」のキャスターも務める。
『歴史の知恵・経済のヒント』（94年、ＰＨＰ研究所）を初め『路地裏の経済学』（80年、日本経済新聞社）、『長銀はなぜ敗れたか』（01年、ＰＨＰ研究所）、『とげぬき地蔵の経済学』（01年、メディアファクトリー）など著書も多数。高度経済成長のメインストリームに身を置きながら、庶民の視点で消費動向や、流行りのものごとを分析する手法が“竹内流”として、経済界だけでなくマスメディアでも歓迎された。
　現在は竹内経済工房を主宰する一方で、静岡総合研究所理事長、静岡文化芸術大学教授、静岡新聞論説委員など、故郷の静岡県を拠点に活動を続ける。旧・清水市の振興として「次郎長翁を知る会」会長のほか、長野県白馬村の「白馬村いろり塾」、新潟県安塚町の「雪だるま財団」など、地域起こしの運動にも携わっている。

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Born in 1953, Toru Hayami graduated Born in 1930 in what used to be Shimizu City in Shizuoka Prefecture, Takeuchi graduated from the Tokyo University Faculty of Economics in 1954 and joined the Long Term Credit Bank of Japan (LTCB). Takeuchi has been devoted to research since 1956 when he was assigned to the LTCB Research Department. He retired from LTCB in 1989 after serving as Managing Director. He later served as Director of the LCTB Research Institute before establishing the Takeuchi Economic Workshop in 1998. During this time he also held concurrent lectureships at institutions such as Tokyo University, Gakushuin University, Musashi University and Hosei University. Takeuchi has also served as an NHK newscaster on programs such as Business Network, Economics for 100 Million and Business Satellite.

Takeuchi's numerous books include The Wisdom of History - Hints from Economics (1994; PHP Institute), Back Street Economics (1980; Nihon Keizai Shimbun), What Brought Down the LTCB? (2001; PHP Institute) and The Economics of the Splinter-Pulling Jizo (2001; Media Factory). Even from his vantage point in the mainstream during Japan's period of rapid economic growth, the Takeuchi style of analyzing consumer behavior and trends with a man-on-the-street approach has been well-received by the mass media as well as in the world of economics.

Currently, in addition to heading up the Takeuchi Economics Workshop, Takeuchi serves as Director of the Shizuoka Research Institute, a professor at the Shizuoka University of Art and Culture, and an editorial writer for the Shizuoka Newspaper among other activities centered on his Shizuoka birthplace. Takeuchi promotes the former Shimizu City as Chairman of The Venerable Jirocho Society and is involved in numerous regional revitalization projects such as the Hakuba Village Fireside Sessions in Nagano Prefecture and Yasuzuka Town's Snowman Foundation in Niigata Prefecture.